Protection of enterprise assets

We design property insurance programs for companies production, warehouses, logistics centers and office buildings. We analyze the risks related to fire, flooding, machine failures, and business interruption.

Our recommendations include engineering and systems audits prevention and optimal insurance amounts. Thanks to cooperation with international insurers we guarantee protection for investments in Poland and abroad.

Scope of insurance coverage:

Check what can be covered and in which model.

  • Mienie od wszystkich ryzyk (AR)

    Buildings, machines, equipment, working capital and monetary values ​​- protection against accidental events with individual clauses.

  • Cargo

    Goods in domestic, international and multimodal transport - in the form of single notifications or a turnover policy.

  • Electronic Equipment (EEI)

    Stationary and mobile equipment, data and media - protection in the event of sudden damage, destruction or loss.

  • Business interruption and loss of profit (BI/MLoP/ALoP)

    Coverage of lost profit and fixed costs following damage, machine failure or delay in commissioning the investment.

  • Machines and devices (MB)

    Machines, technological and production lines - protection during operation, stoppage, maintenance and movements at the place of insurance.

  • Maszyny budowlane (CPM)

    Construction equipment and site facilities - protection at base, on site and in transit between sites.

  • Construction and assembly (CAR/EAR)

    Contract works, assembly, tests and commissioning - with the option of extending the scope of third party liability insurance and lost profit.

Benefits of a wealth program

We protect company assets and ensure operational stability in situations crisis.

  • 1. Risk audit in plants and facilities

  • 2. Dedicated clauses for machines and devices

  • 3. Securing the supply chain and goods in transit

  • 4. Optimization of insurance sums and deductibles

  • 5. Preventive programs lowering the premium

  • 6. Coordination of damage control and reconstruction

How we work? 5 steps of cooperation

1. Identyfikacja i ocena ryzyka

Documentation analysis or audit at the insurance site, risk map and calculation of the total cost of risk.

2. Analysis of the client's needs

We indicate in detail the areas requiring protection and prepare the recommended scope of insurance.

3. Program and negotiations

We design the program, compare market offers and negotiate price and scope conditions with insurers.

4. Damage adjustment and monitoring

We take over end-to-end claims handling and monitor the loss ratio, deadlines and effectiveness of payments.

5. Implementation of preventive solutions

Based on claim data, we implement actions to minimize risk and support optimization of insurance costs.

Frequently asked questions

Q1.How to determine the insurance amount for property?

We determine the amounts based on replacement or gross book value, supporting inventory and replacement cost estimates.

Q2.Does the policy cover damage caused by business interruption?

Yes, we extend the protection with Business Interruption, which covers lost profit and fixed costs during the reconstruction period.

Q3.What preventive requirements can the insurer impose?

Most often, they concern fire protection systems and anti-burglary protection and contingency plans. We help in their implementation.

Q4.Can investments under construction be protected?

Yes, we offer CAR/EAR policies to protect construction works, materials and equipment construction site.

Q5.How is property damage settled?

We coordinate the process from notification, through inspection by appraisers, to negotiations amount of compensation and payment of funds for reconstruction.

Schedule a free consultation

Contact us to discuss your insurance needs. Our experts will prepare optimal solutions for you.

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Polish Brokers Group