Motor Insurance

Insurance programs for corporate vehicle fleets, as well as dedicated programs for lessors, importers, car dealers, and car fleet management.

In its operations, PBG has a dedicated Motor Insurance Department, established to serve clients in the area of fleet insurance. We build programs for corporate clients, strategic clients, and those operating in the leasing or CFM industry. A group of specialists designs, implements, and manages insurance products:

• Third Party Liability Insurance for vehicle owners
• Dealer Third Party Liability Insurance
• Comprehensive Insurance (AC)
• ASSISTANCE Insurance - including TRUCK ASSISTANCE
• Accident Consequences Insurance
• Legal Protection Insurance
• Travel Medical Expenses Insurance
• GAP Insurance

The philosophy of our action is to provide the most optimal and complete insurance protection using the latest market solutions. We recommend those products that we believe have the most rational application. Fulfilling this need often involves searching for standard market products, resulting in entirely new solutions.

Due to the mandatory Third Party Liability Insurance for mechanical vehicle owners in our country - the issue of vehicle insurance is widely recognized in our society. However, insurance matters especially concern companies whose fleets are a significant component of operating costs. For this reason, for corporate clients, we design and implement comprehensive programs consisting of the following elements.

Insurance status audit - involves identifying risks and their coverage status and the appropriateness of incurred costs. We conduct an analysis of the claims history and provide the client with a report on its current status.

Solution design and ongoing service - we develop a cooperation schedule and choose a market strategy. We select the most suitable preventive actions based on the previously conducted claims audit. These actions aim to improve the client's claims status over the longer term. We implement all actions using our best experience and capabilities.

Policy service and insurance program implementation - insurance and settlement documents are provided in the chosen form and agreed-upon terms.

Monitoring claims liquidation and managing repairs - we control the timeliness and correctness of claims settlements conducted by the insurer. We handle correspondence with insurance companies and claim participants or fleet managers, and we store and secure all documents.

Training - as part of our service, we conduct training sessions on the active insurance program. Additionally, in industries requiring further insurance distribution, we conduct product and sales training,

Reporting - our clients receive custom-designed reports on claims liquidation, premium settlements, and the vehicle policy status.