Protection of liability of members of authorities

The D&O policy protects the personal assets of management board members, supervisory board and key management staff. Covers the costs of legal defense and claims resulting from management errors, breach of duty or inadequate supervision.

As a broker, we analyze the ownership structure and regulatory environment of the company to propose an insurance program tailored to the requirements of listed companies, M&A processes and family businesses. We also provide support in administrative and civil proceedings.

Scope of insurance coverage:

The package includes personal responsibility and corporate members of authorities.

  • Civil and administrative claims

    Protection against allegations from shareholders, contractors and state institutions and employees.

  • Legal and crisis support

    Coverage of defense costs, tax consultancy, PR and representation in proceedings.

Benefits of D&O insurance

We build investor trust and strengthen people's safety managers.

  • 1. Protection of managers' private assets

  • 2. Coverage of claims for breach of corporate obligations

  • 3. Support in criminal and administrative proceedings

  • 4. Clauses for companies in the IPO or restructuring phase

  • 5. Elastyczne sumy gwarancyjne i franszyzy

  • 6. Possibility of extension to include cyber and employee crime insurance

Who do we recommend D&O policy for?

Listed companies

Reporting entities in accordance with the requirements of the Polish Financial Supervision Authority and ESMA.

Family companies

Companies undergoing succession or expanding the supervisory board.

Organizacje non-profit

Foundations and associations responsible for public funds.

Start-upy

Companies obtaining VC financing and expanding abroad.

Additional policy extensions:

  • • Clause for new subsidiaries and acquisitions

  • • Protection of managers' spouses and heirs

  • • Coverage of administrative and civil penalties within the limits of the law

  • • Provision for the costs of compliance testing and audits

Frequently asked questions

Q1.Who is covered by a D&O policy?

The insurance covers members of the management board, supervisory board, proxies and persons performing supervisory functions and key managers.

Q2.Does the policy apply after leaving office?

Yes, it covers claims made after termination of office, if applicable decisions made during the policy period.

Q3.What events most often generate claims?

Most often, these are accusations of violation of information obligations and wrong decisions investment, violations of labor law and insufficient supervision processes.

Q4.How is the guarantee amount determined?

We take into account the size of the company, the number of people covered, and market exposure capital and industry. The indemnity sum may be indexed for defense costs.

Q5.Does D&O cover administrative penalties?

The policy may cover penalties and fines to the extent permitted by law, as well as costs appeals and explanatory proceedings.

Schedule a free consultation

Contact us to discuss your insurance needs. Our experts will prepare optimal solutions for you.

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Polish Brokers Group